At BridgeWise Capital, we redefine the debt advisory experience. As a leading advisor on first and second charge debt, we prioritize speed and flexibility in every transaction. Our panel of lenders empowers us with complete in-house authority, allowing us to obtain quick decisions in principles. When you partner with us, you engage directly with decision-makers dedicated to expediting your funding requests with a commitment to self-reliance that sets us apart from the competition.
• Acquisition finance up to 100% of the purchase price.
• All UK assets considered (other than ground up developments or main residences).
• Auction finance.
• Transitional capital.
• Cashflow finance.
• First charge or second charge conversion/refurbishment facilities.
• Back – to – back mortgages.
• Equity release.
• Part built development finance.
• Lending within Europe considered.
• Loans of £200,000 - £4,000,000, more considered on a case-by-case basis.
• First and second charge lending.
• Stretched senior of up to 100% of purchase price on acquisitions below market value.
• LTVs up to 80% net day one, subject to exit.
• LTVs up to 85% on residential refurb acquisition bridges (Up to 90% net day one of purchase prices and 100% of the refurb costs provided).
• Business to business lending only (Ltd companies, LLPs or Corporate structures).
• Terms within 24 hours, subject to the asset type and due diligence required.
• Terms of 1 month – 364 days.
• No Red Book valuations, all underwriting is undertaken internally.
• In house legals.
• Rapid turnaround times of 1 – 2 weeks on first charge lending, 3 – 4 weeks on second charge, subject to the level of due diligence required.
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